Do you have the income to keep up repayments?
Take your time. Before signing any finance agreements, ensure you read them through and fully understand the agreement. Don't feel embarrassed if you don't understand some aspect of a car finance agreement. Think a few years ahead, will you still have reliable income enough to keep the payments up?
Will I get approved?
All finance companies will check your credit history using a credit agency, such as Equifax. Your credit history is a complete record of the finance agreements you currently have and have had in the past, as well as applications for credit that you have made.
If you have always been on top of repaying loans/credit cards then you needn’t worry too much. Even if you don’t always get payments in bang on time, you will probably still get accepted, but with higher interest rates. It is important to bear in mind you will be paying more to finance a car if you have a lower credit score.